I just renewed my Eastern policy as well. I'm very happy with it other than it doesn't cover government confiscation of your guns.

I had an issue with a Parker that I bought off a gun broker auction. The gun was reported stolen six months after I had taken possession of the gun. A local cop showed up at my door with a court order from the state it was stolen from to recover the gun and send it back to that court system. Because it was a court order Eastern wouldn't cover the loss. If your state has a red flag law. The confiscation of your guns wouldn't be covered as well.

Just some food for thought.