doublegunshop.com - home Forums General Discussion DoubleGun BBS @ doublegunshop.com Shotgun lost by airline

HOS,
Can you elaborate on how to insure guns for airline travel?

Thanks much
Chuck

I have a "fine arts" policy on which various possessions of value (art, silver, guns etc.) are itemized. This is an insurance policy that comes up for renewal on an annual basis (not a one-time thing like an airplane flight), like your home owner's policy. My insurance agent has assured me that it covers the itemized property whether it is in my house, in my car or on a plane.

I priced the "fine arts policy" and realized that I could buy another gun every 5 years for the price of the premium for my rather limited accumulation of guns. I guess if I trusted them to airlines more often it might be worthwhile.

Chuck H.

Check out these guys for travel insurance. I have used them several times for travel. Never had a loss but they are very easy to deal with. The policy is an annual policy and reasonable enough.


http://www.siai.net/

The annual premium on my fine arts policy that insures guns etc. is roughly 1.5% of the itemized value of the stuff insured and, as I said before, insures against losses wherever the items are located at time of loss (car, plane, home, away from home).

I have an "all risks" insurance policy, except for the exclusion of loss from an unlocked car, through Historic Firearms . I'm at home and my policy is at the office but if I remember correctly their minimum coverage is $35,000 and the premium for that is $125 per year which is .36% of insured value per year - I call that cheap. Also, it does not require scheduling individual items except for those guns individually valued at $10,000 or more.

At only $125 a year not insuring is foolhardy.

http://www.historicfirearms.com/

That is indeed cheap, but that outfit seems to be an insurance broker, not an insurance company. This is from their website: "We have direct relationships with over 45 major insurance companies and 300+ professionals, including licensed account managers." Who is your insurance carrier?

That does sound like a good deal but I would be interested in hearing from someone about their claims experience. Chub is nowhere near that cheap but they will deliver.

HOS, yes Eastern Insurance is a broker but that is not an issue. In fact, all of my business insurance including Liability, Workers Compensation, Health and Malpractice are purchased through brokers rather than directly from the insurance company. I received the policy from the insurance company but I haven't been to the office since last Thursday so I don't know who the carrier is and really don't care as long as they are a licensed insurance company, which they are.

I've spoken to several members of the Parker Gun Collectors Association and have heard anecdotal reports that claims have been paid without issue.

Chub is very reasonable through Eastern .I have a blanket policy and there is no deductible.Never had a claim.Bobby