I believe there are statics showing in the U.S.A. that Shooting is safer than playing Ping Pong.
When I shot in Scotland I was require to join CPSA. It insured me (I believe) against shooting accidents. It was very reasonable and would be a very good money maker for the NRA or any other shooting group along with membership.
When I shot my friend stayed with me and made sure I was in the right spot, did not shoot at any out of my area birds, was awake(haw!), and did not shot in the wrong direction. (in the vicinity of someone) After the fist series, he left me alone and helped the beaters. I got to beat once and that was really fun, especially watching the dogs.
jas