I had my 30K gun. Yearned for it for 30 years. Took me five years of searching to find one worth buying. Owned it for four years. Did not shoot it worth a D---. Sold it for much more than I paid for it. D not regret either buying it or selling it and have to say that it left the gun room only because I could not shoot it well. Never figured out why either. How bad was it? Well if I was trying to shoot myself in the mouth I would have loaded two shells. All the measurements added up but the gun was a bust for shooting.
Now to your case I would add this. If you can buy the gun or swap for the gun with out giving up every decent gun you have then do it. Life is short and you can always get your money out of a gun if you take care of it. And how many people abuse a gun in the price range we are talking about. Just do not let any gun go that you have no real chance of replacing.