Far afield, but some of the overseas CD's are paying what is in effect 10-11%. Bought correctly they can even be backed by FDIC. The only major risk is if the dollar gets stronger before your CD matures you could loose value when you convert from overseas currency back to dollars. I do not see any major risk of the dollar getting real strong in the next year or so but if it does I might regret my investment. If the dollar gets weaker I will come out smelling like a rose.