One thing, if you take a gun to your gunsmith for repairs your insurance is not in effect. In other words it's on him to cover the cost of your gun if say there is a fire or theft.
I was not aware of that.
Our gun insurance is with Gallagher Risk Management and it covers our firearms during shipment and while they are at a gunsmith. One of my wife's guns is at the gunsmith now and it is covered by our insurance. I would never trust a gunsmith to have insurance that covered my guns - they should but that doesn't mean they do.
Our policy covers $45,000 of unscheduled guns (all of ours are valued at less than $10,000 individually) for a $150 annual premium.
