Geez Ted, why not go back 16 years so you could include the Kenyan?

Reality is, a guy retired pre-social security age with a 1 mil portfolio Feb 1st, that takes his monthly withdrawal of an annual 4% to cover his household, is still out more than 50k to date.

That’s 15 months of monthly withdrawals at the common 4% withdrawal rate gone in days.

As far as inflation, of course they do. I think it’s what old guys do.

Inflation hurts retirees the most.

Out there doing it best I can.