Lowell - you have worked for A small businessman or SOME small businessmen. Yes, there are some dishonest ones. I once knew a guy named Lowell who was a thief and a crook. Does that mean I believe that you can catagorize everyone named Lowell as a thief and a crook? I don't believe so, and I'll bet you don't either. Small business people are the backbone of this country. They, as a group, work the longest hours, give the best service to their customers, contribute the most time and $ to their communities, employ the most people, and pay the most taxes. They are the folks that made this country what it was before we started our descent from the top of the hill.