Set up a dead end account like mine and forget the problem. If they get into this account they get no personal information, no real bank account information with any real amount of money behind it. It is not a personal account with my personal information. No SS#, date of birth or any other personal information behind it. I could post the account number here and I am sure that it would get hundreds of hits by "information thieves" but they get nothing of mine and no real money. It would be easy to close out and that will end the risk. Anyone who can get a bank to honor a dead account is beyond my control and the bank will take the hit, not me.