I would check with Eastern Insurance. Possibly they have coverage in Canada. Here in the US Im paying $3.24 per $1,000.00 with a $250.00 per incident for a deductible. The clqim department is absolutly hassle free and very proffesional. If you experience the loss or damage of even one gun $250.00 is an amount most of us can easily except. In the case of a fire or theft the loss of all or most of your guns is a high possibility. On a final note my policy only requires declaring any gun valued over $10,000.00.