Forget Florida (Graveyard of the Atlantic)with its looming drinking water crisis (just like AZ, NV, CO and TX). My sister lives outside Phoenix and counters everyone who uses the words, "dry heat" with, "Yeah, just like a pizza oven." Coastal areas are in for a bad time as well, with global warming (yeah, its real) increasingly affecting population density (ground and suface water dries up, so coastal water suppliers go to desalination plants - expensive!). Severity of storms will increase, including tornadoes, hurricanes, tsunamis, etc. Stay away from all this and live somewhere inland in a temperate zone that, as JDW says, won't tax your retirement income. Things to think about while you're rock ptarmigan shooting in Iceland next season. KBM