I happen to live in Pa. I was born and raised in N.J. Also worked in N.J. until I retired in 2001 at age 55 with no penalty to my pension. Pa. happens to be a state that does not tax your pension. I do not have to file a tax form for myself. My wife still works (3 years younger) and that is the only reason we/she has to fill one out. I was fortunate enough that my company offered a 401K many years ago along with a pension. As of 2000 they no longer have a pension plan for new employees, only a 401K.
So in looking for a retirement area, I would look into states that do not tax your pension.
As Chuck H was saying, I have been to Florida in April quite a few times, relatives, weather one day is 90 with that much humidity, next day 70's and nice. Not for me, summer time 90's with that much humidity and don't go out of the house.
Had a co-worder retire to Scottsdale, Az. Says you do things in the morning by 9:30 a.m. and then stay in your house becasue it gets to 100+, yeah it's a dry heat, but it still is a 100+.
But it is all what you make out of it, and what you and your better half enjoy doing.
Last edited by JDW; 04/06/07 08:50 AM.
