Let me repeat advice I took off this forum:
Eastern Insurance Fine Arms Insurance (Google it)
$330 a year per $100,000 in coverage. Small deductible. No scheduling required until the item exceeds $10,000. Only thing they don't cover is theft from an unlocked car.
Don't let this stuff happen to you guys again, get insured! (I no longer insure my packages because good insurance is cheaper than the do-nothing insurance provided by UPS and FedEx for a fortune!)
From an appraisal standpoint, you have a double loss here.
1. Loss One. Cost to cure the defect. The restock and wood.
2. Loss Two. Loss to collectible value / originality from the cure in point #1.
Hypotheticals here, but if the gun was worth $10,000 originally, it is now worth $4000. Put in $6000 and it probably would be worth $9000. So the cure would be -$6000 plus the -$1000 loss to originality. A $7000 hit in the end, in this hypothetical scenario.
Get insured, it makes the sorrow more tolerable when you have bad things happen to you!
