I too keep a 'rainy day' rifle handy, but more often than not if the weather's nasty I'll stay in by the fire and let guys like Havilah Babcock and Rouark do my hunting for me. If caught out in bad weather, I protect the gun more than myself, and address gun maintenance first after acquiring shelter.

If a hunting rifle puts 5-10 shots inside of 2MOA, I'm happy. I don't foresee any 400 yard television shots in my future. Printing tiny groups fills me with as much happiness as the next guy, but lacking such isn't a deal breaker when selecting a hunting rifle.