These stories tend to be urban legends or myths most of the time. Sure, someone will recall the exact same story and swear that it is true. Perhaps it is a true story. I just never seem to come across a ten grand gun, car or piece of art that is selling for 5-10% of its value.
Many see a moral question in these "myths". Should you inform a seller of the value of a item? Just a personal choice based on circumstances and how you were brought up to many people. I would but that is must me. I do not take advantage of widows, orphans or children. Most people who try to outsmart a dealer or professional find out that most of the times they are not as smart as the pro. How many dealers stay in business if they can not recognize the value of what they are selling. None in the long term.
If you want to not have your "widow" sell your guns for less that a fair price make arrangements before you die or just out live her. Put it as part of your will or attach notes to your life insurance policy in a lock box. It can be very simple or very complex. Mine is a ledger that has a complete inventory of my stuff, guns as well as other things that will have to be disposed of after I die. Serial numbers, purchase price, estimated current value as of a certain date and how to sell the items. Some go to dealers or auction houses and some go to family or close friends.
We all die so you might as well make plans. If you figure out how not to die please keep that information to yourself. My wife might hurry my demise if she thought I had figured out something like that.