In times past I held securities licenses 6, 63 & 26. I advised lots of folks about mutual funds, life insurance as a savings vehicle and bonds. I invested in them myself until one day I came to realize that what I was doing was a lot like going to the casinos in Las Vegas with the exceptions that I was not getting free drinks, luxurious low priced hotel rooms and floor shows with naked women. Since then I put my little bit of money in land and guns. I have never lost money in either one. JMHO
Best Regards, George