Two issues.
1) Shipping the gun out of state to be received by someone who does not have an FFL.
My understanding is that if a non-FFL owner ships a gun out of state to an FFL the FFL can work on it and ship it directly back to the owner. I do not know of any other exception for shipping out of state to a non FFL holder is allowed.
2) Loaning a gun.
It probably varies state to state regarding giving a gun to someone not under your supervision. I believe some states have special rules for gunsmiths that are independaant of the FFL rules.
In any event, be careful out there. I always run a BATF ez-check before shipping to the FFL, even if I have dealt with that FFL before. I had one buyer on Gunbroker whose first FFL gave him an expired license so after I checked I informed the buyer and was cheerfully sent a valid license belonging to a legitimate FFL.
Last edited by Bushmaster; 03/10/10 12:27 AM.