I would worry about why the metal was refinished in the way it was. Does the matte finish attempt to hide a bunch of small pits? or was it blasted in that way due to a poor polishing job that rounded off corners etc.
Also with the finish issues did someone mess with the internals? Maybe the "gunsmith" did a quick and dirty hot blue and failed to completely strip the action.
I had to have my first 21 rebuilt due to general wear and a poorly done re solder on the bottom rib. I knew what I was getting into with the gun and was able to buy it with enough of a cushion to where the work still left me with a decent deal.
Good luck if you decide to get into this gun.
Parris