Years ago, I tried to get insurance on my gun collection. After paying a hundreds of dollars to have them appraised exactly as the insurance company wanted, I went to my insurance agent with the appraisal and they wanted me to go back to the appraiser I used and have him say when they were all made. I would have had to start all over again paying him again, so I just told them to pack sand. (Try dating several Model 21s) All this took me days to carry them back and forth and take the chance to bang them up in the car. I did what they told me to do to begin with and they changed how they wanted it done. I realized it is better to spend the money protecting them from theft/fire, etc. than to try and get the insurance company to insure them. Chances are, if something happened to them, there is always the chance they would welch on the deal and find some reason not to pay me for them. They had their chance to do it the first time and they failed. Fool me once shame on you, fool me twice shame on me. Invest in a good alarm system like ADT with a cell phone back up and forget about wasting your money on insurance. You'll be ahead in the long run. Plus, you won't have records of all your guns out in public, laying in some insurance office and on everyone's insurance computer for the wrong person to get ahold of and remove from your possession.
