The only form of payment I accept is USPS money orders or proven good cash in the hand.
Nothing from a bank.

The USPS money order doesn't need to go through a bank to get you paid. Just bring it to the post office and take the cash, no additional steps necessary, no wait for your funds to clear.

I've been bitten with the bank note, the cashier's check, the business/personal check...
Never had an issue with the USPS route, furthermore there's no reporting of the exchange to your accounts.



--Tinker