Keep all of the packing and box. The person that bought the insurance must file the claim. So if the smith bought it, he has to file. This means that you'll most likely have to take it to your post office for them to document the damage. To speed things up, whomever files should have something on paper that documents the value. It's even better to have multiple sources. The process can take up to 3 months. Don't be quick to take their first offer. I refused the first offer and refiled on my laptop. In a week I got the full insurance.