Thanks L. Brown, that is as straight forward as one can get and gives the layman the " yes" or " no" answer with the questions I had in one brief paragraph addressing all the issues....perfect for me....thank you again and to the the others who posted advise as well. The effort by all who explained reminded me of a T. R. Quote..." Nobody cares how much you know, until they know how much you care."

Last edited by Condor; 08/09/13 08:07 AM.