In part, Replacement wrote:
" Re Obamacare, I am coming to the conclusion that we need a mandatory national plan (similar to Medicare) with involvement of for-profit insurers, but with strict regulation as a public utility."
Well said!! This is close to the Swiss model and it works well.
re someone else's comment on my lawn guy - yes, health care insurance will be available but it will also be mandatory and that takes it off the table as a hiring chip. Yes, he will still be the lawn guy but that's the nature of his business. It is the nature of any one-man business that depends upon the guy's manual labor - if he breaks a leg in late June he's screwed; if he needs a liver transplant he's screwed. The guy he bought the lawn business from runs an excavating company with a partner. If one of them gets laid up the biz will survive. Lawn man badly needs to become at least a 2-man operation.
By the way, Replacement, thank you for your analysis of Medicare pay-ins.
